Tools
Cyber Insurance Readiness Checker: Will Insurers Quote Your Business?
Before an insurer prices your cyber cover, they check whether you run a baseline set of security controls. Miss the wrong ones and you are not just charged more, you are declined or sold a policy that will not pay out. Answer the questions below to get a readiness score and a plain list of what to fix first.
How ready are you for a cyber insurance quote?
Controls tagged Required are the ones insurers commonly treat as mandatory. The rest improve your price.
This is general guidance, not an underwriting decision. Each insurer sets its own minimum standards, so always confirm requirements on the proposal form.
The four controls tagged required, MFA, tested backups, endpoint protection and prompt patching, are the same baseline that sits behind Cyber Essentials and most insurer proposal forms. If you cannot answer yes to all four, that is the work to do before you shop for cover, because answering loosely on the form can void a claim later.